Buy an aircraft and make money with it — that's the wish of some buyers. The reality is more nuanced: aircraft are generally not classic capital investments, but under certain conditions they can be tax-efficient and hold their value surprisingly well. It all depends on the model, the market, and the strategy.
Depreciation — Numbers Instead of Myths
Basic principle: aircraft depreciate. How quickly depends heavily on the segment:
Typical Depreciation Curves by Segment
| Segment | Year 1 | Year 5 | Year 10 |
|---|---|---|---|
| Very Light Jet (Cirrus SF50) | −8% | −28% | −45% |
| Light Jet (Phenom 100) | −10% | −35% | −55% |
| Midsize Jet (Citation Latitude) | −8% | −30% | −52% |
| Large Cabin (Global 6500) | −6% | −22% | −40% |
| Turboprop (TBM 960) | −5% | −18% | −32% |
| High-Perf. Piston (Cirrus SR22T) | −7% | −25% | −42% |
Values are market averages — individually dependent on maintenance, hours, avionics status, and market conditions.
Interestingly: turboprops like the TBM series (Daher) or the Pilatus PC-12 historically hold their value better than jets in the same price segment. This is due to their versatility (can use shorter runways, lower operating costs) and a loyal buyer community.
Value-Enhancing and Value-Reducing Factors
Tax Considerations — Germany, Austria, Switzerland
For companies, a corporate aircraft can be tax-efficient — under certain conditions:
Tax Principles (Germany)
- Business use: With predominantly business use, the aircraft can be capitalized as a business asset and depreciated over 6–10 years
- VAT recovery: Possible with business use — condition: flights demonstrably serve business purposes
- Personal use: Must be taxed as a benefit in kind (similar to company car rules)
- Losses from charter-back: Can be offset against business profits — only if charter activity qualifies as a genuine income source ("profit intent")
Charter-Back as a Value Strategy
A common strategy: your own aircraft is chartered out during idle periods through a charter operator (with AOC). This reduces the fixed cost burden by 20–40% per year. The trade-offs:
Buying an aircraft as a pure capital investment is not a good strategy — the ongoing costs are too high and depreciation too certain. As a tool for a business with genuine operational use, combined with smart tax planning and optional charter-back, an aircraft can indeed be economically viable.
The most honest answer to the investment question: an aircraft is a good investment when it saves you time — and time is the scarcest resource of all for entrepreneurs.